Friday, February 21, 2020

Online banking

ONLINE BANKING

Online banking becomes  very famous among the today's generation,especially in today's youth.

Net banking includes PayTm, Google Pay, PhonePe, Amazon Pay, etc, which makes daily transactions much easier. I agree that it helps the people of india to become modern,smart and digitalised. More or less every shops like grocery store,medical store,book shops,etc, hang their QR outside their store.People come and scan the UPI QR and pay the bill directly through their bank account using these UPI platform.




GOOGLE PAY



AMAZON PAY : I wont prefer this much because of its less convenience 
PAYTM


Nowadays  people doesn't have any headache of having too much of of cash in their pocket, they simply use their smartphone and pay using UPI. Just you have to simply have a bank account, a smartphone and a proper internet connection.

Though it become a problem for people who come from rural areas . In today's world there exist many people who did not have any bank account,have  less money for purchasing a smartphone, and also due to lack of illiteracy of loosing their money.To do online transactions they first have to kept a hefty amount in their bank. But how the money will came to these people, they didn't  have proper work facility

I am not against the online world,as it helps india to become more digital, modern and smart enough.
But to my opinion india will be called as DIGITAL INDIA if all the peoples of india use these online platform to lead their regular life.

                                                                      
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